Surrender In Blackjack – How and When to Surrender

Surrender In Blackjack Do you find the idea behind the blackjack surrender rule to be unclear?

It’s not just you.

This, in our opinion, is the blackjack rule that is least known. It’s critical to understand the distinction between early and late surrender. Enhancing your overall gaming strategy requires better awareness of the blackjack surrender rules.

After the initial deal is complete, some blackjack games provide players the option of giving up (or “surrendering”) their hands for the price of half of their ante wager. If you believe you won’t be able to win the hand, it’s best to fold while you’re up. The player benefits from surrender regulations since they provide her the option to keep half of her initial wager rather than play out her hand and forfeit the entire wager.

There are two types of blackjack surrenders: early and late.

It’s crucial to comprehend the distinctions between the two sorts of surrender in order to make the most of the surrender rule.

Surrender In Blackjack

What Is Early Surrender?

When a player opts for early surrender, it occurs right after the cards are delivered but before the dealer checks for a natural blackjack. Players who want to resign early must give up half of their initial bet.

The best kind of surrender is the early surrender rule because it is permitted whether or not the dealer was dealt a natural. The early surrender rule is now uncommon, as is frequently the case with rules that benefit the player.

Why has the early surrender disappeared?

The Wizard of Odds estimates that the inclusion of early surrender conditions reduces the casino’s inherent edge by 0.63%. To put that into context, adding an early surrender rule has a greater impact on the house edge (+0.59%) than changing a game’s shoe from eight to one deck.

This is not to say that all casinos won’t allow early surrender; many do, particularly internet casinos.

However, they make up for it with additional rule modifications that erode the benefit you receive from the early surrender rule.

Surrender In Blackjack What Is Late Surrender?

Similar to an early surrender, the late surrender rule permits a player to give up on their hand for the price of half their ante.

However, this rule necessitates that you wait to see if the dealer has been dealt a natural blackjack first, unlike an early surrender. You can’t surrender if the dealer did indeed make a natural catch, and you will lose your entire bet exactly as if you had never selected the surrender option in the first place.

Late surrender rules don’t lower the casino’s edge anywhere near the amount that early surrender rules do.

The same source at Wizard of Odds claims that a late surrender rule reduces the casino’s edge by about 0.1%, which is about equivalent to a doubling rule. You are more likely to encounter this variant of the surrender rule than the earlier one due to the fact that it has a less detrimental effect on the casino’s bottom line.

Despite the minor reduction in the house edge, it is still an advantage that should be sought.

Regarding blackjack protocol and the surrender regulations, it should be noted that land-based casinos frequently permit a late surrender without making the option known. If there is a late surrender option, you must always inquire with your dealer. Despite the modest player advantage, the casino is not in the business of throwing away any money.

The Difference Between Early & Late Surrender

Simply put, early surrender rules enable you to give up your hand for half of your stake whether or not the dealer has a natural blackjack, while late surrender rules only permit you to do so if the dealer does not have a natural.

Surrender In Blackjack Surrender Strategy

Even the ideal playing styles differ between games with early surrender regulations and games with late surrender rules in terms of strategy. Here is a basic explanation of how to play early surrender blackjack and late surrender blackjack.

When You Should Take an Early Surrender

Even though the early surrender is enticing when you locate a table that allows it, we only advise you to think about giving up your bet in the following three circumstances:

  1. When the dealer shows Ace and you hold a hard total of 5 – 7 or 12 – 17.

Between 8 and 11, you should hit, but when up against an Ace, the early surrender rule gives you the best potential return on almost all other challenging hands.

  1. When the dealer shows Ace and you hold 33, 66, 77, or 88.

In other circumstances, all of these split hands would be respectable, but in this case, against a weak dealer hand, early surrender is the proper move.

  1. When the dealer shows any 10 and you hold a hard total of 14-16.

You lose if your draw falls between 5-7. You’re in a risky area unless you’re keeping an impeccable count, and the early surrender will help you minimize your losses.

When You Should Take a Late Surrender

Again, there are many game circumstances when the late surrender choice may be enticing, but we only believe the following three are strategically feasible:

  1. When the dealer shows Ace and you hold any total of 15.

The only exception here is that you don’t surrender if the game’s rules indicate that the dealer must hit a soft 17.

  1. When the dealer shows Ace or any 10 and you hold any total of 16.

This rule is true regardless of the game’s rules regarding how the dealer behaves on a total of 17.

  1. When the dealer shows Ace and you hold any total of 17.

Ignore this rule if you’re playing in a game where the dealer is required to hit a soft 17.

When You Should Refuse a Late Surrender

Here are a couple of common mistakes blackjack players make with the late surrender rule:

  1. You should NOT take a late surrender when the dealer stands on soft 17 while showing a 9, 10, or Ace while you hold any total of 15 or 17.

One of those principles that you must first learn by heart before it dawns on you at the table.

  1. You should NOT take a late surrender when the dealer shows a 9 and you hold any total of 16.

This is simple mathematics. The dealer is more likely to come in underneath your point total than you are to bust out by taking a hit.


The appeal of the surrender rule is clear to anyone who has played a few hands of blackjack in a casino. Sometimes it’s preferable to concede defeat and hold out for a better offer.

The worst rubbish hand in the game is 16, which is the most obvious example.

Holding a 16 while the dealer is displaying a 10 appears considerably worse.

This is only one instance of when it makes sense to forego half the stake and move on from the awful deal. You can appreciate the elegance of the blackjack surrender rule if you consider this action to be receiving back half of a wager you would have lost.

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